Clay Robison
Your Mortgage Sensei
Mortgage Advisor NMLS #275897/1850
With Over 30 years of Lending Experience
Top 1% Mortgage Originator in America
12 Consecutive Year 5 Star Mortgage Professional
Builder Pro Certified
What I do...
Meet Your Mortgage Sensei – Clay Robison, Trusted Mortgage Advisor with Over 30 Years of Lending Experience, Top 1% Mortgage Originator in America, 12 Consecutive – 5 Star Mortgage Professional, Builder Pro Certified.
Looking for expert guidance on securing the right home loan? You’ve come to the right place. I’m Clay Robison, your Mortgage Sensei — a dedicated mortgage advisor with more than 30 years of experience in residential lending and mortgage solutions. I specialize in helping homebuyers, homeowners, and real estate professionals navigate the complex world of home financing with confidence and clarity.
Whether you’re a first-time homebuyer, a seasoned investor, or a homeowner looking to refinance, I offer a wide range of mortgage loan programs tailored to fit your unique needs and financial goals. From conventional loans and FHA loans to VA loans and jumbo mortgages, I’m here to ensure you get the best rates and loan terms available.
For integrity-driven Realtors, I provide strategic lending support that helps you close more deals smoothly and efficiently. With deep knowledge of the lending landscape and a commitment to excellent communication, I act as a trusted partner who helps you deliver more value to your clients.
Let’s work together to make your homeownership or real estate goals a reality — with transparency, integrity, and proven results.
Services
Buying a Home should be easy! With the variety of programs and the experience from our advisors we can help you get the right Home Loan. Find about downpayment assistance programs. Watch our online video tutorials and download informational handouts to guide you through.
FHA Loans (Federal Housing Administration)
VA Loans (Veteran Administration Loans)
Refinance
Your home has become an investment. Refinancing your mortgage for a new one could be because your are looking into consolidating debt, getting cash from your home for renovations, lowering your payment and shortening your loan term. Every financial situation is different depending on your objective but we can help you get there.
Refinance into 15 or 30 Year Mortgage
Do you not fit into the average loan scenario loans, don’t worry we have the experience and the portfolio to help you wether you need a
Our Goal
We want to be your Lender for Life
We Close on Time
Get approved approved with our Keys on TimeTM. Your loan will close on time or we'll pay you or your seller (you choose!) up to $2,000* Read More.
Experienced
With over 30 Years of Financial and Mortgage Experience we have the knowledge to find the right loan program for you and provide you with a smooth loan transaction.
Availability
We are here for you. We know how stressful the loan process can be. We are here to coach you and walk you through every step.
Testimonials
Paso Robles, CA
Lets stay connected...
Monthly Mortgage Payments
"We offer Mortgage Loans in 49 States"
VISIT US
527 Encinitas Blvd., Ste 202, Encinitas CA 92024
(858) 335-5626
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© 2025 American Pacific Mortgage Corporation www.apmortgage.com. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Licensed by the Dept. Financial Protection and Innovation under the CRMLA
© 2023 Clay Robison NMLS #275897. American Pacific Mortgage Corporation NMLS #1850. Branch NMLS #1438220 527 Encinitas Blvd. Suite 202, Encinitas, CA 92024 Licensed AZ BK 0906702, AZ, CA, FL, NC, TN, TX. Not available in New York. Texas Disclosure Notice. All rights reserved.
